Should You Pay Down Your Mortgage? Investing Passively in Real Estate

Around the Piano, April 2023 Episode, Secret Sauce for Operating a Cottage Rental Business, And More!

All Year Round Wasaga Beach Adventures, So You Want to Be a Landlord, and More

Attainable Housing, Wasaga Beach Community Matters & More

Fixed rates continue to go up ahead of Bank of Canada rate increase likely to take place in March 2022

Over the past couple of weeks, all of the big banks and countless other mortgage lenders have bumped up some of their fixed rates. (more…)

pre approved, 3D rendering, triple flags

Why Getting a Mortgage Preapproval You Can Depend on is More Important Today than Ever

The real estate market is in a frenzy and and in many markets, serious buyers are finding that they need to submit firm offers if they are to have any chance of buying a property. Not only that, but most properties are being sold over asking price to the highest bidder. The days of submitting an offers that were “conditional on financing” appear largely to be gone, at least for now. (more…)


Rate Drop on the Self Employed – “No Tax Return Mortgage” written by David Grossman

1 or 2 year term now starting at 2.74% rate (reduced from 2.99%)

Question: Aren’t best available mortgage rates under 2% now? Why would anyone want to pay 2.74% rate when best rates are under 2%?



The Therapy of Walking, written by David Grossman

“Simpler is almost always better.”

If you want to maintain a basic level of fitness in your life, which in my view, is all you really need to live a healthy lifestyle, I am convinced that fitness clubs, gyms and personal trainers (the fitness industry at large) is mostly unnecessary, unless you are training for a particular sporting event. (more…)


Mortgages; Insured Specials, Self Employed, Construction, Reverse Mortgages and Perspectives on Deferrals

Perspective on Mortgage Deferrals: No Shame in Renting

With mortgage deferrals coming to an end, CTV commentator Pattie Lovett-Reid does a good job summarizing homeowner options in a recent article. Click here to read it now. (more…)


It’s a Big Month for CRA / Mortgage Solutions for Self Employed

Not only do self employed Canadians need to file their 2019 tax returns by September 30th 2020, but they also need to remit any taxes payable for the 2019 calendar year by Sept 30th. (more…)